Zero hassle. Big savings.

Get The Business Insurance You Need

Business insurance offers a financial safety net if your business is held responsible for accidents or mistakes. Our partner NEXT can help get you covered.

GETTING STARTED

How it works

1

Pick Coverage

Answer some simple questions about your business and determine the right coverage
2

Easy Application

Provide some basic information about your businesses
3

Review Quotes

Review quotes for the types of insurance you've selected
4

Get Protected

Purchase the insurance on the spot and protect your business and its assets
EASY & AFFORDABLE

Easy, affordable business insurance

Business insurance is essential to protect your business from financial losses after accidents and unforeseen events.

Protect your business with NEXT
Tailored business insurance
Zero hassle. Big savings.
GET PROTECTED

Business insurance is essential protection

Business insurance provides a financial safety net if your business is held responsible for accidents or mistakes.

Get coverage from our partner NEXT.

MULTIPLE TYPES

Learn more about all the ways you can protect your business

Learn more on blog
General Liability
Commercial general liability insurance is a broad type of insurance policy which provides liability insurance for general business risks.
Workers' Compensation
Workers' compensation pays for benefits like medical care to treat employees who are injured or become ill because of their jobs.
Business Owners' Policy
A business owner's policy is a special type of commercial insurance designed for small and medium-sized businesses.
Professional Liability
Also known as “errors and omissions insurance,” professional liability insurance can be a key component of the best small business insurance policies.
Other Coverages
There are multiple other types of insurance your business may need or could benefit from - find out all about them.
More Insurance Tips
There is a lot to learn about insurance and it can be daunting to figure it all out. We have some helpful guides and tips to help you.
BUSINESS INSURANCE FAQs

Frequently asked questions about Business Insurance

Get answers to questions you have about Business Insurance or view more information on our blog: Learn more here!
What is the Live Certificate?

The Live Certificate is the digital alternative to paper/downloaded Certificates of Insurance. It’s completely online proof of insurance which you can easily and instantly share with anyone, by email or through a link.

How does Live Certificate work?

When you log in to your account at the Next Insurance website, you’ll see an option to “Share Proof”. Clicking that will give you an option to either put in an email address and have us send your certificate, or copy a link which you can send to anyone you like that will take them to your Live Certificate.

What does Live Certificate cost?

It’s free to all NEXT Insurance customers. It’s also unlimited; send as many Live Certificates as you need, anytime.

What information does my Live Certificate include?

Your Live Certificate includes all information that’s relevant to your insurance policy, including your limits, deductible, type of policy, and contact information such as your address.

What do the policy limits mean?

The limits on the policy decide how much money you have available in case of a claim - you can think about them like a budget. The most important limits to consider when determining your package are the per occurrence limit, which is your available budget per claim, and the aggregate limit, which is your available budget for the policy term.

Can I increase the professional liability limits offered with my policy?

If you're a customer, your policy documents and changes can be accessed and managed in your online customer account. The quickest way to talk to our U.S.-based customer service team is through chat.  You can reach us by clicking “chat with us” at the very bottom of the help center page.

How long will it take to get my policy after I buy?

In case you purchase your policy online you will receive your policy documents via email within one business day of purchase. In case you purchase through an agent your agent will let you know when to expect your documents.

Can I have a physical copy of my documents?

We are an entirely online company, and in our efforts to remain as efficient and green as possible, all of your documents will be sent to you electronically via email. This way we can make sure you receive your documents as quickly as possible, and that you have the freedom to easily access your documents at any time. If prefer a physical copy, please feel free to print your documents off at your leisure! You can also get much of what you need by logging into the customer portal.

How do I cancel my policy?

We're sorry to see you go. To cancel your policy, please follow these instructions:
     1. Log in to your account using your email or phone number
     2. On the homepage of your customer account, click the blue arrow to the right of the policy you’d like to cancel
     3. Click "Cancel coverage"

Once you follow the prompts and submit your request, we'll process the cancellation effective immediately. You’ll receive a confirmation email and a pro-rated refund within a few business days.

How can I get a certificate of insurance?

You’ll have instant access to your certificate of insurance 24/7 from your computer or mobile device when you purchase coverage with NEXT. There’s no waiting for anyone, no need to print anything and definitely no fax machines. If you’re a new or current NEXT Insurance customer, all you need to do is log in to your account and your Live Certificate delivers you the proof of insurance you need instantly, for free. You can easily share your COI with anyone via email, text message or a social media post. We provide unlimited certificates and you can also add an additional insured for free. If you decide to change your coverage, your certificate will be automatically updated. Find out more details about your certificate of insurance.

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